Stronger Communities Start With Insured Drivers

Protection is the foundation of secure, confident driving.

 

 

 

Millions of U.S. drivers are uninsured and it’s costing us all.

Roughly one in seven drivers in the United States don't have auto insurance. That's about 15% of all drivers.1 If one of these drivers hits you and they are at fault, you could be left facing the financial consequences. Watch this video to learn more about the dangers of uninsured driving. 

Uninsured accident costs don’t vanish—they fall on others.

$16 Billion Cost from Uninsured Drivers2

When uninsured drivers cause accidents, the insured driver’s insurance company may cover the costs. Over time, these expenses can contribute to higher premiums for all policyholders.

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$2,000 vs. $26,000 Insurance Pays for Itself

The average auto policy costs about $2,068 a year,3 while a single accident could leave uninsured drivers paying up to $6,551 for property damage4 or up to $26,501 for bodily injury out of pocket.

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Get the facts. Stay informed. Learn about the risks of driving uninsured.

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Contact an agent today to get a quote and get covered.

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Sources:

  1. Insurance Information Institute (III). Facts + Statistics: Uninsured motorists. Insurance Research Council (IRC). iii.org/fact-statistic/facts-statistics-uninsured-motorists.
  2. Cueto, J. (2025, Mar 28). Rising number of uninsured drivers increases auto insurance costs, report warns. Insurance Business. insurancebusinessmag.com/us/news/auto-motor/rising-number-of-uninsured-drivers-increases-auto-insurance-costs-report-warns-530170.aspx.
  3. Dilmore, J. (2025, Aug 12). The Average Cost of Car Insurance in the U.S. U.S. News & World Report. usnews.com/insurance/auto/average-cost-of-car-insurance.