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Car/Auto Insurance

Car drifting into lane on a dark and rainy road

2 min read

What is a Phantom Vehicle?

Imagine a car in oncoming traffic drifts into your lane, causing you to swerve and crash into something, but the car then drives away. In this...

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Woman stands in front of a blue car looking at a sight that says auto insurance. She looks concerned.

VIDEO: How Does Car Insurance Work?

Learn about the different coverages that make up an auto insurance policy, and how they work together to help protect you and other drivers from...

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1 min read

Digital Tools to Submit Your Kemper Auto Insurance Claim

The auto insurance claims process is easier than you think! Kemper Auto offers digital tools to allow customers to quickly upload their auto...

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Illustration showing an insurance bill and symbols for 5 things raise the price of your car insurance

VIDEO: What determines the cost of my auto insurance?

Many things affect how much you pay for auto insurance, like where you live, what you drive, and even your age! That's why car insurance premiums are...

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Customer and insurance agent conversation

3 min read

What Makes a Good Insurance Agent and How to Find One

Like finding a good doctor or dentist, getting an effective insurance agent can impact your quality of life. Think about it: Your trusted insurance...

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Illustration of a family in a blue car.  A green shield with a checkmark represents insurance.

1 min read

California Minimum Liability Limits Change: What You Need to Know

California drivers will need more insurance coverage beginning Jan. 1, 2025. Learn how this may affect you.

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Family inside their car while driving

2 min read

What Is Full Coverage Car Insurance?

When people say “full coverage” car insurance, they are usually talking about a policy that combines liability, collision and comprehensive...

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Graphic shows different steps of the claims process represented by checklists and documents.

3 min read

Navigating the Car Insurance Claim Process: Essential Steps and Tips

Filing a car insurance claim, especially after an accident, can be equal parts confusing and intimidating.

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Police officer writing an accident report after a car wreck.

3 min read

Involved In A Car Accident? Follow These Steps

Wonder what to do if you get in a car accident? You’re not alone. Being involved in a car, truck or motorcycle accident is a scary experience. In the...

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Drawing of a customer sitting with their independent agent discussing insurance.

2 min read

4 Reasons to Choose an Independent Insurance Agent

What is an independent insurance agent? Independent insurance agents are guides to help customers find the type of coverage that suits their unique...

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