Insurance Insights Blog

Types of Life Insurance Policies Kemper Life Offers

Written by Kemper | Feb 12, 2025 5:54:22 PM

Life insurance is an important way to protect your family and loved ones. Kemper Life offers different types of life insurance policies that can help provide financial security. 

Whole Life Insurance: Benefits that last a lifetime

Whole life insurance is a policy that covers you for your entire life, as long as your premiums stay up to date. Kemper Life’s whole life policy is a great option if you’re looking for lifelong coverage and a financial payout for expenses. 

Whole life insurance benefits include a premium that does not increase and could offer payouts for your beneficiaries. If you’re looking for life insurance with long-term value, Kemper Life whole life insurance might be the right choice for you

Term Life Insurance: Affordable and flexible coverage

Term life insurance is another option that may provide coverage for a specific time period. If you’re on a budget, this type of life insurance may be a good choice because it’s often more affordable than whole life policies and provides more flexibility.
The main term life insurance benefits include protecting your loved ones financially during key months or years, such as when you’re raising children or paying rent or a mortgage. If something were to happen to you during the policy term, your family could receive a death benefit that may help cover bills, education costs, and more.

Accident and Health Insurance: Added protection when you need it most

Accidents can happen when you least expect them, and that’s where accident insurance comes in. This type of policy provides additional financial support to the beneficiaries if you’re injured or killed in an accident. It’s a valuable way to supplement your life insurance coverage by giving you and your family assurance that you’re sufficiently covered.

Kemper Life’s *First Occurrence heart attack and First Occurrence cancer policies provide a lump sum benefit that helps mitigate the range of hardships associated with certain types of heart attacks and cancers. These policies offer a valuable way to complement your current life insurance coverage, giving you and your loved one’s extra peace of mind.

Why choose Kemper Life?

At Kemper Life, our agents come to your home to work with you and help you navigate your life insurance options with confidence. It’s our personal approach to building customer relationships that sets us apart. We know that everyone’s situation is different, and that’s why we work with you to create a policy that matches your unique situation. Whether you’re looking for whole life, term life or supplemental accident and health insurance, Kemper Life will evaluate your coverage needs and provide the details you need to make an informed decision.

Ready to learn more?

Life insurance coverage types don’t have to be confusing. Talk to a Kemper Life agent today to find out which type of life policy is right for you. With the right policy in place, you can enjoy the benefits of life insurance and protect what matters most.

 

Kemper Life is the brand name for insurance products issued by subsidiary insurance companies controlled by Kemper Corporation. Each subsidiary of Kemper Corporation is solely responsible for the insurance products it underwrites and issues. 

This material is for informational purposes. Consider your own financial circumstances carefully before making a decision and consult with your tax, legal, or estate planning professional.”  

*All insurance products are subject to state availability, issue limitations and contractual terms and conditions. Each company has sole financial responsibility for its own products.  Please contact your agent or nearest district office for more information.