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Father and son stand next to the tailgate of a landscaping truck owned by their family business.

1 min read

How is My Commercial Auto Insurance Premium Determined?

Commercial auto insurance applies to vehicles that are used for business purposes. This could mean vehicles owned and operated by a business for commercial use and in some cases, personal vehicles where the owner also uses the vehicle for a business...

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Car drifting into lane on a dark and rainy road

2 min read

What is a Phantom Vehicle?

Imagine a car in oncoming traffic drifts into your lane, causing you to swerve and crash into something, but the car then drives away. In this...

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Woman stands in front of a blue car looking at a sight that says auto insurance. She looks concerned.

VIDEO: How Does Car Insurance Work?

Learn about the different coverages that make up an auto insurance policy, and how they work together to help protect you and other drivers from...

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Illustration showing an insurance bill and symbols for 5 things raise the price of your car insurance

VIDEO: What determines the cost of my auto insurance?

Many things affect how much you pay for auto insurance, like where you live, what you drive, and even your age! That's why car insurance premiums are...

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Customer and insurance agent conversation

3 min read

What Makes a Good Insurance Agent and How to Find One

Like finding a good doctor or dentist, getting an effective insurance agent can impact your quality of life. Think about it: Your trusted insurance...

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Illustration of a family in a blue car.  A green shield with a checkmark represents insurance.

1 min read

California Minimum Liability Limits Change: What You Need to Know

California drivers will need more insurance coverage beginning Jan. 1, 2025. Learn how this may affect you.

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Father talks to his son who is leaning against the pickup truck owned by their family business.

3 min read

What Does High-Risk Commercial Auto Insurance Mean for My Business?

As a business owner, you may assume the liability of company drivers while they are performing certain company business through your commercial...

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A home on fire

3 min read

The Top 3 Causes of House Fires

The National Fire Protection Association estimates there were 338,000 home fires in the United States in 2021.

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Emergency vehicle is stopped on the side of the road with the doors open in the back

2 min read

What is Personal Injury Protection (PIP) Insurance and How Can it Help Protect My Business?

There is a certain amount of risk that comes with running a business, especially if you or your employees are required to drive. To help reduce risk,...

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Family inside their car while driving

2 min read

What Is Full Coverage Car Insurance?

When people say “full coverage” car insurance, they are usually talking about a policy that combines liability, collision and comprehensive...

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